In the world of personal finance, the word “budget” often carries a negative connotation. Many people associate budgeting with restrictions, sacrifices, and a lack of freedom. However, contrary to popular belief, creating and sticking to a budget can actually empower you to take control of your finances and achieve your financial …
Welcome to the future – 2024 is here, and it’s time to take control of your financial destiny! This isn’t about fancy suits and Wall Street jargon; it’s about real talk on how to make your money work for you. So, grab your favorite beverage and let’s get into five financial resolutions that …
The holiday season is a time of joy, celebration, and, unfortunately for many, financial stress. The desire to spread cheer through generous gift-giving often clashes with the need to maintain financial stability. Let’s talk about mindful spending during the holidays—finding a balance between generosity and financial responsibility. And explore strategies for giving meaningfully …
Hint: planning will make it a whole lot easier! The holiday season is a time of happiness, celebration and generosity. However it often brings with it an increase in expenses that can leave your wallet feeling a bit lighter than usual.. Don’t worry! Here are some practical tips to help you save money during the …
Your money mindset isn’t just about dollars and cents; it’s the lens through which you view and interact with your finances. It’s your attitudes, beliefs, and behaviours regarding money. We all have our unique money stories, shaped by experiences, family dynamics, and societal influences. But the good news? You have the power to rewrite …
Let’s face it – Not everyone has a finance degree. If you’re someone who’s unsure, about where to start with managing your money don’t worry you’re not alone. The good news is that you don’t have to be an expert to make progress. It’s about taking steps and making changes that can actually make a …
Thinking about personal finances is not up there on your top three or even your top ten list but it is important. And you don’t want your money you earned to be wasted on bad decisions or worse yet, no decision at all, right? Ok so it’s time to pay attention to your finances
What does that mean? Halloween is over, Remembrance Day is the focus and Christmas, well, it’s around the corner and creeping into our stores, social media accounts and ads. But did you know it’s also Financial Literacy Month? (affectionately known as FLM). Ok that is a stretch but FLM exists and the fact is …
What is Financial Literacy? Managing personal finances can feel overwhelming. Maybe you have asked, “What exactly is financial literacy and how can it positively impact my situation?” Or maybe you have never heard of the term. Either way this article is for you as it looks into into the core principles of literacy highlighting their …
What is financial literacy and how can it transform your personal finances? Read More »
As I navigated the world of learning about my personal finances, trying to find a solid foundation to build my financial literacy upon, I stumbled upon a gem – this free online personal finance course: McGill Personal Finance Essentials. It not only met my expectations but surpassed them in every way. Little did I know …